{"id":22059,"date":"2012-11-30T00:00:00","date_gmt":"2012-11-30T00:00:00","guid":{"rendered":""},"modified":"2012-11-30T00:00:00","modified_gmt":"2012-11-30T00:00:00","slug":"uudis-22059","status":"publish","type":"post","link":"https:\/\/www.ekfl.ee\/ru\/uudis-22059\/","title":{"rendered":"Eluasemelaenude v\u00f5tjad v\u00e4\u00e4rivad madalamat intressim\u00e4\u00e4ra"},"content":{"rendered":"
Eluasemelaenude intressim\u00e4\u00e4r on viimaste aastate jooksul k\u00fcll kukkunud, kuid m\u00e4rksa v\u00e4hem, kui intressim\u00e4\u00e4ra baasiks olev euribor. Arco Real Estate AS juhatuse liige Mart Saa leiab, et arvestades kinnisvaraturu positiivset olukorda v\u00f5iks eluasemelaenude intressim\u00e4\u00e4rad langeda euriboriga samas tempos.<\/div>\n
Eluasemelaenude turg on aktiveerunud t\u00e4nu madalatele intressim\u00e4\u00e4radele. Viimase aasta jooksul on t\u00fc\u00fcpiliseks eluasemelaenude intressim\u00e4\u00e4ra aluseks olev euribor langenud 1,4 protsenti. Tarbijani j\u00f5udev eluasemelaenu intressim\u00e4\u00e4r on aastaga aga kukkunud k\u00f5igest 0,7 protsenti.<\/div>\n
‘Aastaga on euribor kukkunud \u00fcle nelja korra ehk kuu keskmisena 1,8 pealt 0,4 protsendile. Euriborile liidetav riskimarginaal on aga seevastu kasvanud 1,6 protsendi pealt 2,3 protsendile,’ anal\u00fc\u00fcsib olukorda laenuturul Mart Saa. ‘Nii on laenuv\u00f5tjani j\u00f5udev eluasemelaenu l\u00f5plik intressim\u00e4\u00e4r vaatamata euribori j\u00e4tkuvale kukkumisele olnud viimased kolm kuud 2,7 protsenti.’<\/div>\n
T\u00e4nane elamispindade turg on n\u00e4idanud stabiilset ja mitte liiga k\u00f5rget hinnat\u00f5usu. Turg on aktiivne ja tehinguid tehakse m\u00e4rkimisv\u00e4\u00e4rselt. Eluasemelaenude k\u00e4ibed on stabiilsed ja v\u00e4ikeses t\u00f5usus. Need n\u00e4itajad \u00fctlevad, et eluasemeturule laenu andmine ei ole seotud liigsete riskidega, mida peaks hinnastama v\u00f5rdv\u00e4\u00e4rselt riskantsele kriisiajale.<\/div>\n
‘T\u00e4nane kinnisvara- ja eluasemeturg ei vaevle teadmatuses nagu n\u00e4iteks 2009.-2010. aastal, mil riskimarginaalid olid t\u00e4nastega v\u00f5rreldavad. Eesti eluasemelaenude v\u00f5tjad v\u00e4\u00e4rivad madalamat intressim\u00e4\u00e4ra,’ leiab Mart Saa.<\/div>\n
Arco Real Estate AS on ettev\u00f5te, mis kuulub 1992. a Eestis asutatud Arco Vara gruppi, kelle tegevus h\u00f5lmab nii kinnisvara vahendus-, arendus- kui ka ehitustegevust. Firmal on esindused 17 linnas Eestis, L\u00e4tis, Ukrainas ja Bulgaarias. Grupis t\u00e4\u00e4tab ca 130 inimest. Arco Real Estate AS p\u00f5hilisteks tegevusvaldkondadeks on kinnisvara vahendus, hindamine, v\u00e4ikearendus, n\u00f5ustamine ja haldus.<\/div>\n
Lisainfo<\/div>\n
Mart Saa<\/div>\n
Arco Real Estate AS juhatuse liige<\/div>\n
+372 503 1070<\/div>\n
mart.saa@arcovara.ee<\/div>\n
www.arcovara.ee<\/div>\n
Statistikat<\/div>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\nEluasemelaenude intressim\u00e4\u00e4r on viimaste aastate jooksul k\u00fcll kukkunud, kuid m\u00e4rksa v\u00e4hem, kui intressim\u00e4\u00e4ra baasiks olev euribor. Arco Real Estate AS juhatuse liige Mart Saa leiab, et arvestades kinnisvaraturu positiivset olukorda v\u00f5iks eluasemelaenude i<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":[],"categories":[],"tags":[],"acf":[],"_links":{"self":[{"href":"https:\/\/www.ekfl.ee\/ru\/wp-json\/wp\/v2\/posts\/22059"}],"collection":[{"href":"https:\/\/www.ekfl.ee\/ru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ekfl.ee\/ru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ekfl.ee\/ru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ekfl.ee\/ru\/wp-json\/wp\/v2\/comments?post=22059"}],"version-history":[{"count":0,"href":"https:\/\/www.ekfl.ee\/ru\/wp-json\/wp\/v2\/posts\/22059\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.ekfl.ee\/ru\/wp-json\/wp\/v2\/media?parent=22059"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ekfl.ee\/ru\/wp-json\/wp\/v2\/categories?post=22059"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ekfl.ee\/ru\/wp-json\/wp\/v2\/tags?post=22059"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\n

Kuu<\/strong><\/p>\n<\/td>\n

\n

Euros v\u00e4ljastatud eluasemelaenu intressim\u00e4\u00e4r<\/strong><\/p>\n<\/td>\n

\n

6 kuu euribor<\/strong><\/p>\n<\/td>\n

\n

Arvestuslik eluasemelaenude riskimarginaal<\/strong><\/p>\n<\/td>\n<\/tr>\n

\n

01.2010<\/p>\n<\/td>\n

\n

3,65%<\/p>\n<\/td>\n

\n

0,98%<\/span><\/p>\n<\/td>\n

\n

2,67%<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

02.2010<\/p>\n<\/td>\n

\n

3,54%<\/p>\n<\/td>\n

\n

0,97%<\/span><\/p>\n<\/td>\n

\n

2,58%<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

03.2010<\/p>\n<\/td>\n

\n

3,56%<\/p>\n<\/td>\n

\n

0,95%<\/span><\/p>\n<\/td>\n

\n

2,61%<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

04.2010<\/p>\n<\/td>\n

\n

3,50%<\/p>\n<\/td>\n

\n

0,96%<\/span><\/p>\n<\/td>\n

\n

2,55%<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

05.2010<\/p>\n<\/td>\n

\n

3,59%<\/p>\n<\/td>\n

\n

0,98%<\/span><\/p>\n<\/td>\n

\n

2,61%<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

06.2010<\/p>\n<\/td>\n

\n

3,36%<\/p>\n<\/td>\n

\n

1,01%<\/span><\/p>\n<\/td>\n

\n

2,35%<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

07.2010<\/p>\n<\/td>\n

\n

3,55%<\/p>\n<\/td>\n

\n

1,10%<\/span><\/p>\n<\/td>\n

\n

2,45%<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

08.2010<\/p>\n<\/td>\n

\n

3,51%<\/p>\n<\/td>\n

\n

1,15%<\/span><\/p>\n<\/td>\n

\n

2,36%<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

09.2010<\/p>\n<\/td>\n

\n

3,45%<\/p>\n<\/td>\n

\n

1,14%<\/span><\/p>\n<\/td>\n

\n

2,31%<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

10.2010<\/p>\n<\/td>\n

\n

3,42%<\/p>\n<\/td>\n

\n

1,22%<\/span><\/p>\n<\/td>\n

\n

2,20%<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

11.2010<\/p>\n<\/td>\n

\n

3,46%<\/p>\n<\/td>\n

\n

1,27%<\/span><\/p>\n<\/td>\n

\n

2,19%<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

12.2010<\/p>\n<\/td>\n

\n

3,43%<\/p>\n<\/td>\n

\n

1,25%<\/span><\/p>\n<\/td>\n

\n

2,18%<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

01.2011<\/p>\n<\/td>\n

\n

3,37%<\/p>\n<\/td>\n

\n

1,25%<\/span><\/p>\n<\/td>\n

\n

2,12%<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

02.2011<\/p>\n<\/td>\n

\n

3,40%<\/p>\n<\/td>\n

\n

1,35%<\/span><\/p>\n<\/td>\n

\n

2,05%<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

03.2011<\/p>\n<\/td>\n

\n

3,46%<\/p>\n<\/td>\n

\n

1,48%<\/span><\/p>\n<\/td>\n

\n

1,98%<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

04.2011<\/p>\n<\/td>\n

\n

3,41%<\/p>\n<\/td>\n

\n

1,62%<\/span><\/p>\n<\/td>\n

\n

1,79%<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

05.2011<\/p>\n<\/td>\n

\n

3,45%<\/p>\n<\/td>\n

\n

1,71%<\/span><\/p>\n<\/td>\n

\n

1,74%<\/span><\/p>\n<\/td>\n<\/tr>\n